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"You have taught me to believe in myself and to take things slowly, one step at a time, keep sight of my goals, both short term and long term.

Your coaching style was both nuturing and motivating, you seemed to intuitively know some days what I needed most. Your caring and understanding was so appreciated and it came from the heart."

-Holly C.

I would recommend the Simplicity Course as an easy, practical way to start simplifying one's life. I especially liked the segments on Tolerations, Wardrobe, and Office and Paperwork.

Each day focuses on only one task, which is helpful to people who feel overwhelmed by the complexities of modern life and hardly know where to begin downshifting.

-Joan, New York

Beth has an uncanny way of, "reading between the lines" to see a person's heart. I appreciate how genuine she is.

I have already begun implementing her suggestions, and am dumbstruck at how well they are working. I am feeling so much more secure, and feel I am finally put onto a life path that will bring me joy for many years to come."

-Sue Halpern

I feel more focused and have an objective instead of aimlessly filling up the day.

-Shelli Segura

 

 

Budget Worksheet

Feel free to print this out for your personal use

Monthly Income
Subtract Fixed Expenses
Money Left for Variable Expenses

FIXED EXPENSES
MONTHLY EXPENSES
Auto Payments
Insurance
Loans
Mortgage/Rent
Savings
Misc.
TOTAL

VARIABLE EXPENSEMONTHLY EXPENSEMONTHLY BUDGETOVER/UNDER
Auto Expenses
Charity/Contributions
Credit Cards
Clothing
Child Care
Entertainment
Education
Gifts
Groceries
Household
Laundry
Medical/Dental
Personal Allowances
Personal Care
Phone
Utilities

Back to Financial Articles

 

Beth Dargis helps the overwhelmed to create saner, simpler lives. For free monthly Simple Self Care Calendar and Weekly Simplicity Tips visit: http://www.encouragingcoach.com. This article is Copyright 2005 by Beth Dargis, Zeeland MI. To send feedback or request reprint permission (usually granted free of charge), please contact .

 

 

 

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PO Box 233 Zeeland MI 49464 Beth Dargis